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At the same time, Philip Morris' smoke-free portfolio expanded rapidly, with heated tobacco units growing 11%, reinforcing its strategy to balance brand equity across both combustible and smoke-free categories

An immediate ban on the sale of tobacco products presents some major challenges

The data and evidence shared at the ERS International Congress shows the global trends and impact of tobacco use

For a comprehensive look at home mortgage activity in New York City and beyond from 2018 through 2025, we use data published by the Federal Financial Institutions Examination Council (FFIEC), an interagency government body that includes the Consumer Financial Protection Bureau (CFPB), which administers collection of mortgage data under the Home Mortgage Disclosure Act (HMDA)

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